Mortgages Croatia

Croatia a great place to buy property 

The Facts about mortgages in Croatia 

Full status mortgages are based on affordability, and all your existing liabilities including any mortgage/rent payments, personal bank loans, credit card payments etc together with your proposed Croatian mortgage payment must not exceed 35% of your net monthly income. Croatian registered company must be set up.

Types of Mortgage

Repayment only

Minimum loan amount – N/A No Maximum, but must not exceed 50% of valuation or purchase price (whichever is the lower)

Proof of Income: Required in all cases. Mortgages need to be supported by a minimum requirement of proof of income, i.e. if employed – copies of your last six month’s payslips & copies of your latest two P60’s together with copies of your last 6 month’s Personal Bank Statements.  Alternatively if you are self-employed – copies of your last three years Audited Accounts & copies of both your last 12 month’s Business and last 6 month’s Personal Bank Statements will be required on application.

Term: 10 years up to age 65

Currency: Euros only

Current Variable Interest Rate: from approx 8.6%

Example for Euro Mortgage: Repayment mortgage of approx €100,000 over a period of 10 years at an interest rate of approx. 8.6% = approx €1,245 capital and interest per month = a total approximate amount payable over the term of €149,400  excluding other fees.

Croatian Mortgages

Our overseas mortgage specialists can provide quotes for buyers seeking a mortgages for a property in Croatia

Mortgage quote

Croatia useful resources

• Visit Croatia A guide for travellers to the beautiful country of Croatia.
  www.visit-croatia.co.uk/
• CIA - The World Factbook -- Croatia Features map and brief descriptions of the geography, people, government, economy, communications, transportation, military and transnational issues. www.cia.gov/cia/publications/factbook/geos/hr.html
• Croatia Travel Information | Lonely Planet Destination Guide Includes facts and figures, culture, history, and tourist information. www.lonelyplanet.com/worldguide/ destinations/europe/croatia/
• Hrvatska - Croatian National Tourist Board Sluzbene stranice HTZ-a sa mnoštvom korisnih informacija. www.croatia.hr/
• Welcome to Croatia Home Page of the Republic of Croatia. It has been up and running since the beginning of 1994, and has been serving as an entry point into Croatian.
  www.hr/index.en.shtml
• Croatia - Wikipedia, the free encyclopedia The Republic of Croatia is a crescent-shaped country in Europe bordering the ... Find more information on Croatia by searching one of Wikipedia's sister en.wikipedia.org/wiki/Croatia
• Croatia Airlines Hrvatska zrakoplovna kompanija Croatia Airlines Hrvatska zrakoplovna kompanija. ... Croatia Airlines 2005 Uvjeti uporabe Izjava o privatnosti Prijava Registrirajte se. www.croatiaairlines.hr/

Return to previous page...